Financial Planning Fond du lac Wisconsin - Feucht Financial Group, LLC

The Economy is slowly recovering through rebounding consumer confidence, but U.S. unemployment remains high at 9.6%² (8.1% WI, 7.5% Fond du Lac). Unfortunately, from a historical perspective, labor tends to be one of the last areas to recover during recessions. One positive development is that local employers have been hiring as Fond du Lac Counrty #'s dropped from 10% to 7.5% over the past quarter. The debt situation is still problematic with U.S. government debt rising at levels not seen since World War II.³ That deficit will ultimately cause higher taxes across the economy making tax-beneficial registrations (Roth/ Traditional IRAs) potentially even more valuable in years to come. Some positive recovery indicators seen over the past two quarters include continued low interest rates, price stability and solid corporate earnings.

Markets: The S&P 500 Index hit its highest point in history on 10-9-2007 and then bottomed on 3-9-09, -56% (a 13-year low). Since then, the market rallied significantly gaining +76.8% from its low.⁴ As of 8-20-10, that gain has been pushed down to +58% from its 2009 low.. We expect more volatility of this nature to continue over the next 2-4 years and potentially one or more corrections as conditions quietly improve. Almost all areas across the globe have benefited from the turn-around, with smaller stocks and smaller economies leading the rebound.

Investment Strategies: If you have concerns over your portfolio here or accounts at other institutions (401k, 403b, etc.) please take some time out of your busy schedule so we can address the risk versus return and volatility of your portfolio. We could also review Roth IRA Conversion options that are available in 2010. This is especially important if you haven't sat down with one of us in the past year. That review can help access any specific questions or strategies that you may wish to go over or strategies that we are using that you may not be aware of.

For those nearing retirement or those who have had job changes in the past few years, current and former employer 401(k) accounts should also be reviewed at that time. Many plans allow for age 59 1/2 In-service 401(k) Rollovers which allow for more investment choices.¹ In our opinion, more active risk management is vital due to the lack of advice most receive on these accounts.

Investors who have stepped up their IRA contributions within the past couple of years have benefited from buying when the market is low and when fear is high. If you have earned income, check your budget and try to squeeze an additional $25-50 per month into your IRA's using an automatic purchase from your checking or savings account.

With CDs and money market interest rates at historically low rates, let us know if you are looking for alternatives. As always, if you have friends or relatives that need any of our services, we appreciate your referrals.

FFG Wealth Management Solution incorporates comprehensive financial planning and account aggregation (accounts here, 401(k)s, bank accounts, mortgages, etc.) through our website. There is an annual consulting fee if you wish to have access to this service. Click here to view a short video on how the system works and how it may benefit your situation.

Business Hours April 16th, 2010 to December 31st 2010

Monday-Thursday 8AM TO 5PM (other hours by appointment only)

Friday 8AM TO 3PM

Saturday & Sunday Closed

Sincerely,

Mark W. Feucht, CFP, EA, Partner

Jeremy Feucht, Principal, Partner

Jeff Nielsen, Investment / Tax Consultant

Chad Muehlbauer, Investment / Tax Consultant

Jake Harmsen, Investment / Tax Consultant

Retirement account distributions are either taxable or not taxable (Roth IRA). Annuity distributions are fully taxable on the earnings only. Indices are unmanaged measures of market conditions and are not possible to invest into directly. Past performance is not a guarantee of future results. The performance information provided herein has not been verified or audited by NPC for accuracy. The calculations do not comply with Association for Investment Management and Research (AIMR) standards and should be used only as a general guide to performance. Investment decisions should be based on an individual's goals, time horizon and tolerance for risk. ¹Restrictions specific to each plan should be carefully reviewed with a financial professional prior to making a decision. ²WI Dept. of Labor, 8-10. ³Littman Gregory 1-10. ⁴Netxpro.com.

N6687 Wrightway Drive, Fond du Lac WI 54937
Phone: 920-921-6288 Fax: 920-921-8718

Disclosure:

All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.

Securities licensed associates of Feucht Financial Group, L.L.C., are Registered Representatives offering securities and investment advisory services through National Planning Corporation (NPC), NPC of America in FL & NY, Member FINRA / SIPC, and a registered Investment Advisor. Registered Representatives of NPC may transact securities business in a particular state only if first registered, excluded or exempted from Broker-Dealer, agent or Investment Adviser Representative requirements. In addition, follow-up conversations or meetings with individuals in a particular state that involve either the affecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. Feucht Financial Group, L.L.C. and NPC are separate and unrelated companies.

We are aware that the law requires a high level of privacy in the handling of tax and financial affairs. Specifically, that Federal law prohibits disclosure of tax returns and return information, and also prohibits the use of any tax return for any purpose. FEUCHT FINANCIAL GROUP, L.L.C. is in the business of providing financial and investment services beyond tax return preparation, tax representation, and accounting; and that tax information if supplied could be used by Feucht Financial Group Representatives, to make recommendations, including the following: Financial Planning, General Investment Advice, Advice, Planning and Sales related to Tax-Advantaged Investment Vehicles, Advice, Planning and Sales related to Tax-Advantaged Retirement Plans, Sales of Securities, including Mutual Funds, Stocks, Bonds, Annuities & Life Insurance. These services are an integral part of the total services for FEUCHT FINANCIAL GROUP, L.L.C. Clients are under no obligation whatsoever to follow any recommendations made or to purchase any products offered by or through FEUCHT FINANCIAL GROUP, L.L.C. Beyond the specific purpose of providing other financial advice or proposing other services, no tax return information if furnished will be disclosed to any person or for any purpose not specifically allowed by law or by subsequent written approval. FEUCHT FINANCIAL GROUP, L.L.C. does not disclose any nonpublic personal information about current customers or former customers to anyone, except as permitted by law.

NPC Privacy Policy.

Certain Statements contained within are forward-looking statements including, but not limited to, statements that are predictions of or indicate future events, trends, plans or objectives. Undue reliance should not be placed on such statements because, by their nature, they are subject to known and unkkown risks and uncertainties.

Although the opinions expressed are based upon assumptions believed to be reliable there is no guarantee they will come to pass. The information may change at any time due to market or other conditions.